Here's a good tool to help you get out of debt, especially if you have several sources of debt. The idea is to give you the best plan to pay off one debt at a time, and once a debt is paid off, you roll that monthly payment onto the next debt, thus creating the debt snowball.
And if all those credit card offers you get in the mail drive you nuts, call 1-888-5-OPTOUT (1-888-567-8688) so you will not receive pre-approved offers for credit from the three major credit bureaus.
(HT: Chumpy)
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